Fraser and Fraser is the market leader in researching and tracing missing beneficiaries.


Now the firm has branched out into the world of asset reunification.


Our dedicated asset recovery team, based at our London headquarters, has many years of experience and is committed to achieving results.


If we have contacted you it may be because we think you could be an asset holder, or you can help us find the people who are.

Fraser and Fraser are best known for their work on the BBC1 Programme “Heir Hunters” and are the only firm to appear in every series. The programme has helped bring transparency to the industry, as well as being responsible for the huge growth in other companies carrying out this field of work.


Fraser and Fraser are proud to say we are the market leaders.

What is an asset search?

An asset search uses our unique access to resources, contacts and records to locate any unclaimed financial assets that may be owed to you, or someone you know.

What are the types of assets that can be found through an asset search?

Typically, the assets we locate are stocks, bonds, shares, dormant/live bank accounts, pensions and excess payments. Such assets come in a range of formats and may have been issued by a variety of institutions.

How is an asset recovery conducted?

That can depend on the specific circumstances. While there is often no straightforward solution, we have access to many different public records and databases that we can search through to find a positive match.

How much does it cost?

Every search is different and can vary depending on the custodian of the asset. We do not charge to be engaged in an asset recovery, our fee is only applicable when a successful claim has been made with the information we provide.


However, the custodian of the asset may apply minimal administration fees, depending on the value and type of asset. We will pay these fees upfront to make a claim possible and will deduct these fees, at cost, at the end of case proceedings.


Our fee is only applicable in the event of a successful outcome. There are no upfront costs and we will share all the information we have before a fee is charged. Our fee is on a percentage basis, at our standard rate of 25% plus VAT. If you are a resident outside the EU, VAT is not applicable to the services rendered. In all cases, we offer the possibility of having our fee deducted at source, meaning that you may never actually have to hand us any monies.


If for any reason you are unable to receive monies following our disclosure, then there is no fee applied. All administration costs will be absorbed by us and we will close our file.

Why have you approached me about an asset?

If we have approached you about an unclaimed asset, we have already done the groundwork and successfully located it. Please contact us to discuss the matter and, once an agreement is in place, we can assist with the recovery of the asset.

How long will a claim take?

Again, this depends on the custodian of the asset and the type of asset. Once a claim is underway, the best-case scenario will be three months to distribution. On average, however, claims usually take at least six months to reach the point of distribution.

I receive the former owner’s post and it contains share information and/or cheques. Can you help?

Yes, see additional services.

How did you find me?

We use many public records, such as the electoral roll. We also cross reference this information with birth, marriage and death records to ensure we have found the right person.

I’m not aware of any lost assets…

This is the purpose of our business. We believe we have identified an unclaimed asset belonging to you. Without our information, we believe that this asset will remain unclaimed indefinitely.

What is the asset?

We seek to identify unclaimed financial/liquid assets. In most cases, if you are the asset holder, this is an investment that’s been made during your lifetime, which we believe you are no longer benefiting from.

What is the difference between asset search and asset recovery?

Asset search is a separate service offered by Fraser and Fraser. We can only conduct searches for assets of a deceased person, and such assets are unknown to an estate. Asset recovery is where we have already located an unclaimed asset and we have then conducted a search for the owner. In these situations no one has to have passed away before we become involved.

Why does your letter refer to a person’s estate?

Usually the asset holder is still alive and their asset is just lost or unclaimed. In some cases, though, the asset holder has passed away and we are trying to contact either the executor or the beneficiaries of the estate. A claim can still be made as per the rules of intestacy, or the direction of a will.